Open vs. Closed Loop Mobile Payments
It seems that for any major tech development, both open systems and closed systems are in play and in opposition. In the hotly contested mobile payments space, once again we are seeing this debate manifest. Except in this context, it is a matter of open vs. closed loop mobile payments solutions. Before […]
What is Tokenization?
What technologies will drive the evolution of mobile payments? While by no means a new concept, tokenization has become a salient topic as of late due to the potential role it may play. As technologies like host card emulation become more prominent, tokenization is viewed by many as the solution to helping cloud-based […]
The Market is Primed for Mobile Payments
When it comes to offering a mobile payment solution to customers, watching and waiting is no longer an option for businesses who hope to remain competitive. The market is primed for mobile payments. The number of smartphone users will surpass 2 billion in 2016, and with global mobile payment transaction volume forecasted to […]
NFC: The Ticket to the Mobile Payments Revolution
With mobile payments slated to grow immensely in the next few years, NFC is top of mind. NFC – or Near Field Communication, for the uninitiated – is a technology that enables short-range communication between compatible devices. NFC isn’t new by any stretch of the imagination, but it has become more relevant as […]
Clearbridge CTO Sanjay Malhotra featured in RFID World Canada
Yesterday, Clearbridge’s CTO Sanjay Malhotra was featured in RFID World Canada, talking to the publication about breaking ground in NFC/HCE mobile payments technology, the security challenges associated with building such platforms, and the future of the mobile payments industry in general. Read the full interview below: This interview was originally published in […]
The Future of Mobile Payments in Canada
The mobile payment industry has been evolving rapidly as of late. Google introduced host card emulation (HCE) in Android 4.4, Visa and MasterCard officially threw their support behind HCE last month and most recently, EMVCo released their framework for tokenization. What this means for mobile payments is standards are being developed and adopted faster than before. Names we […]
Barcode Security: How Secure is Your Scan?
We all love to do it. Take out our mobile phones and simply scan the barcode to pay at our favorite coffee shops. It’s fast, it’s convenient, and it’s the future! But is it secure? Barcode mobile payment has been picked up by many notable brands – the largest being Starbucks. Every week, […]
Visa and MasterCard Officially Embrace Mobile Payments
Mobile payments could be ready to take off! This week Visa and MasterCard announced they would support host card emulation (HCE). By supporting HCE, they side stepped mobile payment barriers like the “Secure Element” and effectively simplified the mobile ecosystem. What is Secure Element? Traditionally, NFC transactions were carried out using the Secure […]
Clearbridge Mobile and Tim Hortons: First to Tap & Pay With NFC
At Clearbridge Mobile, we create immersive mobile experiences across all platforms for clients across many industries. Our world-class team of developers and mobile strategists evaluate, design and implement solutions using a broad range of technologies to ensure our clients remain atop of mobile trends. This article is the first part of a guest […]
What is Closed Loop Mobile Payments and Why Do You Need it Now?
What is Closed Loop Payment? Closed loop payments allow consumers to load money into a spending account that is linked to a payment device such as a gift card for a specific company (and only that company). Mobile closed loop payment applications are now enabling consumers to manage their gift card, or account, through […]
